Compare Loan Lenders Side by Side

Each lender's star rating comes from our own review of publicly available information: lender disclosures, published APR and fee ranges, loan amounts and terms, and state-by-state eligibility rules, compared against the rest of the market. We look most closely at total cost and repayment terms, since those affect every borrower. Use the ratings and figures below to compare lenders before you apply, and see the disclosure at the bottom of every page for how EconoCents is compensated.

Every lender we review, side by side — APR, loan amount, term, and minimum credit score at a glance.

★ Editor's Pick

Upstart

4.5

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Est. APR

6.3–35.99%

Loan amount

$1,000–$75,000

Min. credit score

300

Loan term

36–60 mo

OneMain Financial

4.3

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Est. APR

11.99–35.99%

Loan amount

$1,500–$30,000

Min. credit score

None

Loan term

24–60 mo

Avant

4.2

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Est. APR

9.95–35.99%

Loan amount

$2,000–$35,000

Min. credit score

580

Loan term

24–60 mo

LendingPoint

4.1

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Est. APR

7.99–35.99%

Loan amount

$1,000–$36,500

Min. credit score

640

Loan term

24–72 mo

OppLoans

4.0

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Est. APR

129–195%

Loan amount

$500–$5,000

Min. credit score

None

Loan term

9–18 mo

P

Personify Financial

3.9

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Est. APR

36–179.5%

Loan amount

$500–$15,000

Min. credit score

Varies

Loan term

12–48 mo

N

NetCredit

3.8

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Est. APR

34.99–99.99%

Loan amount

$1,000–$10,000

Min. credit score

Varies

Loan term

12–60 mo

I

Integra Credit

3.3

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Est. APR

159–249%

Loan amount

$500–$3,000

Min. credit score

Varies

Loan term

12–21 mo

CashNetUSA

3.2

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Est. APR

199–579%

Loan amount

$100–$3,000

Min. credit score

None

Loan term

2–12 mo

Minimum credit scores are editorial estimates based on lender disclosures and public reporting; approval depends on your full application, and "None" means the lender does not set a published score minimum.