CashNetUSA vs Integra Credit

	Featured
Feature	CashNetUSA CashNetUSA	Integra Credit Deinde Financial, LLC
Rating	3.2	3.3
Loan Type	payday	installment
APR Range	199% - 579%	159% - 249%
Loan Amount	$100 - $3,000	$500 - $3,000
Term Length	2 - 12 months	12 - 21 months
Pros	Fast funding (often same business day if approved before 1:30 p.m. CT) No traditional credit-score minimum to apply Available in 13 states with per-state rate disclosures published online	Fixed monthly payments instead of a payday loan's single balloon due date No prepayment penalty for paying a loan off early No published minimum credit score
Cons	Very high APR (199%-579% depending on state and product) Parent company Enova has settled two CFPB enforcement actions over unauthorized account debits Not available in most states	Triple-digit APRs even at the low end of the range Not offered in every state, and the state list changes Utah borrowers see a wider, higher rate band than the rest of the map
Requirements	At least 18 years old US citizen or permanent resident Active checking account Verifiable source of income	At least the minimum legal age to contract in your state of residence US resident Active checking account Valid email address
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