Avant vs Integra Credit

Feature
Avant
Avant, LLC
Integra Credit
Deinde Financial, LLC
Rating 4.2 3.3
Loan Type personal installment
APR Range 9.95% - 35.99%159% - 249%
Loan Amount $2,000 - $35,000 $500 - $3,000
Term Length 24 - 60 months12 - 21 months
Pros
  • Fair-credit friendly (typical applicants have FICO 600-700)
  • No prepayment penalty
  • Mobile app for managing payments
  • Fast funding (often next business day)
  • Fixed monthly payments instead of a payday loan's single balloon due date
  • No prepayment penalty for paying a loan off early
  • No published minimum credit score
Cons
  • Administrative fee up to 9.99% deducted from loan proceeds
  • Not available in HI, IA, MA, ME, NY, VT, WA, WV
  • Higher rates than top-tier lenders for excellent credit
  • Triple-digit APRs even at the low end of the range
  • Not offered in every state, and the state list changes
  • Utah borrowers see a wider, higher rate band than the rest of the map
Requirements
  • At least 18 years old
  • Valid Social Security number
  • Verifiable income (typically $1,200/month minimum)
  • Active checking account
  • At least the minimum legal age to contract in your state of residence
  • US resident
  • Active checking account
  • Valid email address
Review Review
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