CashNetUSA Review
CashNetUSA
CashNetUSA
APR Range 60% - 1140%
Loan Amount
$100 - $3,500
Term Length 0 - 18 months
Loan Type payday
Pros
- ✓ Fast funding (often next business day)
- ✓ Available in over 30 states
- ✓ Online application
Cons
- ✗ Very high APR
- ✗ Short repayment terms
- ✗ Not available in all states
Overview
CashNetUSA is one of the largest online lenders for short-term and installment loans in the United States. They have been operating since 2004 and are part of Enova International.
Loan products
CashNetUSA offers three main loan types depending on your state:
- Payday loans — typically due on your next pay date.
- Installment loans — repaid over several months with regular instalments.
- Lines of credit — revolving credit you can draw on as needed.
How to apply
Applications are entirely online. Most decisions are made within minutes, and approved borrowers usually receive funds by the next business day.
Requirements
- At least 18 years old
- US citizen or permanent resident
- Active checking account
- Verifiable source of income