Loan Comparison

		Featured
Feature	Avant Avant, LLC	CashNetUSA CashNetUSA
Rating	4.2	4.2
Loan Type	personal	payday
APR Range	9.95% - 35.99%	60% - 1140%
Loan Amount	$2,000 - $35,000	$100 - $3,500
Term Length	24 - 60 months	0 - 18 months
Pros	Fair-credit friendly (typical applicants have FICO 600-700) No prepayment penalty Mobile app for managing payments Fast funding (often next business day)	Fast funding (often next business day) Available in over 30 states Online application
Cons	Administrative fee up to 4.75% deducted from loan Not available in CO, HI, IA, NY, VT, WV Higher rates than top-tier lenders for excellent credit	Very high APR Short repayment terms Not available in all states
Requirements	At least 18 years old Valid Social Security number Verifiable income (typically $1,200/month minimum) Active checking account	At least 18 years old US citizen or permanent resident Active checking account Verifiable source of income
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